Best AI plans under $10 a month
Prices last checked 2026-10-15–2026-10-16, from official provider websites.
4 paid plans cost US$10 a month or less: Google AI Plus (US$4.99/month (USD) · CA$6.99/month (CAD)); ChatGPT Go (US$8.00/month (USD) · no official CAD price (CAD)); X Subscription Plus (US$8.00/month (USD) · no official CAD price (CAD)); Microsoft 365 Personal (US$9.99/month (USD) · CA$11.50/month (CAD)). Below that, every major provider also has a free tier.
| Provider | Plan | Monthly billing USD · CAD | Annual billing per month, or per year where that's all the provider lists USD · CAD | Models | Limits | Best for | Sources & checked |
|---|---|---|---|---|---|---|---|
| Google AI Plus Cheapest Google AI plan | US$4.99CA$6.99 | No annual option listed | Includes Gemini 4 Argon; 2x access to Gemini | 2x Free limits (5h refresh, weekly cap); 200 Flow credits/mo; 3,000 Flow Music credits | Budget + storage | USD: one.google.com CAD: one.google.com | |
| OpenAI | ChatGPT Go Cheapest ChatGPT plan | US$8.00No official CAD price | No annual option listed | GPT-6 Luna (no GPT-6.1 Sol/Astra) | More messages/uploads/images/voice; 54K Instant / 256K reasoning context; limited deep research & Codex; may include ads | Budget users | USD: learn.chatgpt.com CAD: – |
| Grok (xAI) | X Subscription Plus Cheapest Grok plan | US$8.00No official CAD price | No annual option listed | Grok models | Base pooled usage (Grok+Cursor), weekly refresh | Social creators | USD: x.ai CAD: – |
| Microsoft | Microsoft 365 Personal Cheapest Microsoft plan | US$9.99CA$11.50 | US$99.99/yrCA$115.00/yr | Microsoft-selected models | AI credits + feature limits; 1 user, 1 TB | Office users | USD: microsoft.com CAD: microsoft.com |
USD and CAD are separate official prices; we never convert. "No official CAD/USD price" means none was found on an official page or listing.
FAQ
What's the cheapest paid AI plan?
Google AI Plus at US$4.99/month (USD) · CA$6.99/month (CAD).
Which ones have a Canadian price?
Google AI Plus CA$6.99; Microsoft 365 Personal CA$11.50. The others publish no CAD price, so we don't convert.
Is Grok available under $10?
Yes: X Subscription Plus is US$8.00/month (USD) · no official CAD price (CAD) and includes Grok Chat/Voice/Imagine/Build, Grok API access, Cursor, X checkmark.
Is it cheaper to subscribe in the app?
Often not. Buying through the iPhone or iPad app can cost more because of App Store fees. Subscribe on the provider's website and use the same account in the app. See how to switch.