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Claude can now read your bank accounts and answer money questions. Here's what it can and can't see

Updated Nov 10, 2026.

Since early November 2026, Claude's paid plans in the US have a new Personal Finance page. You link your bank and card accounts, and then you can ask things like "Where did my money go last month?" in plain words. It can only read your accounts: it can't move, manage or invest money. ^1,2

Who gets it

• Plans: Claude Pro (US$20.00/month · CA$28.00), Max (US$100.00/month · CA$140.00) and Ultra (US$200.00/month · CA$280.00). Not on Free, Team or Enterprise. ²
• Where: the US only, with US banks only. It isn't available in Canada, and it doesn't show up when you're outside the US. ²
• Status: a beta that's rolling out gradually on the web, the desktop app, iPhone and Android, so you might not see it yet. ^2,3

What Claude can see, and what it can't

• It sees: the bank's name, each account's name, type and last four digits, balances and credit limits, and up to 24 months of transactions (amount, date, merchant, category and your bank's description). ²
• It doesn't see your bank password. You sign in to your bank through Plaid, a service that connects apps to banks. ^1,2
• Investments, loans and cards: balances and credit limits only, not holdings, trades, rates or terms. ²
• Training: chats inside the Personal Finance page aren't used to train Anthropic's models. If you ask about your money in a regular chat, your normal privacy settings apply. ²

How to turn it on

1. Open Claude on the web, the desktop app or the phone app, and choose Personal Finance in the side menu (it may be under More).
2. Select Get started, pick your goals or skip them, then choose Link accounts with Plaid.
3. Read what Claude will be able to access, then sign in to your bank in Plaid and pick only the accounts you want to share.
4. Finish within 10 minutes and go straight back to Claude. Transactions can take a few minutes to show. ²

You can link up to 16 banks. Start with one account and one question; that's what Anthropic suggests too. ^1,2

5 practical things to ask it

1. Where did my money go? It adds up spending across your linked accounts and sorts it by category. ¹
2. Which subscriptions am I paying for? Handy for finding the streaming or app plan you forgot about. ²
3. Does anything look off? It can point out charges that hit twice, unexpected fees, or a bill that's crept up all year. ¹
4. What's left before payday? It checks the payments coming out before then and tells you what should remain. ¹
5. Explain a money term with my own numbers. For example, what an APR is and how much interest you've actually paid this year. ¹

Asking which transactions are behind a number is Anthropic's own tip, because Claude can make mistakes. Check anything important against your bank's app. ^1,2

Before you link a bank